I'm David Piatek

Welcome to VA Housing Education, a leading platform that helps military members and families maximize their VA Home Loan benefits. With over 18 years in real estate and 14 serving in the Army National Guard (where I continue to serve), I've helped thousands of families become homeowners -- and I've seen how important education can be for military homebuyers. VA Housing Education is a culmination of six years spent teaching VA Home Loan and homebuying classes to service members and their families. It became my professional and personal goal to help my fellow military members realize their dreams of owning a home. Today, our goal at VA Housing Education is to help families across the country, no matter if they're under contract today or are looking to buy 10 years from now. 

Wherever you are in your home-buying journey, we are always here to help. Please check out our website, resources, and our amazing partners that help make it all happen.

VA Housing Education was founded on the principle that education will help you better position yourself for home ownership.



To empower our military members and realtors to understand, utilize, and leverage the VA Home Loan benefit that they earned through their service.




To foster positive partnerships between homebuyers and their realtors by educating veterans and the real estate community about military homeownership.



That every military member should understand the benefits they have earned through service -- and should get the most out of those benefits when pursuing homeownership.



Duty, integrity, and selfless service.


A veterans focused platform that provides real estate education to agents, buyers and sellers.

David S Piatek is a Federal Mortgage Loan Originator (NMLS 673568) licensed in all 50 states with the Dan Frio Team at Allied First Bank (NMLS 203463), an Equal Housing Lender.  Separately, David owns VA Housing Education, an education company.  VA Housing Education is not a lender, does not issue loan qualifications, and does not extend credit of any kind.  This website is only for educational usage.  All calculations should be verified independently.  This website is not an offer to lend and should not directly be used to make decisions on home offers, purchasing decisions, or loan selections.  Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice.  Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice.

Allied First Bank is not affiliated with the VA, FHA or any other government agency.  This site has not been approved by any government agency.

Loan Production Office:
Dan Frio Team
1601 N. Bond St., Suite 316
Naperville, IL 60563
(844) 775-5626
[email protected]
NMLS 246527

Va Housing Education Office
***No in-person appointments

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Allied First Bank Office
Allied First Bank, S.B.
3201 Orrchard Rd.
Oswego, IL 60543

Allied First Bank - NMLS #203463.  VA-approved lender.  Not affiliated with any government agency.
FDIC Certificate #55130