Privacy Policy
Last Updated February 20, 2026
VA Housing Education is a fictitious company created for demonstration purposes only. All names, characters, businesses, addresses, phone numbers, and events are entirely fictional. Any resemblance to actual companies, persons, or events is purely coincidental.
Information We Collect
VA Housing Education collects personal information that you voluntarily provide when you interact with our website, submit forms, or engage with our services. This may include your name, email address, phone number, mailing address, and information related to your mortgage inquiry or application.
Phone Number Collection & SMS/Text Messaging
We may collect your phone number when you submit forms or interact with our services. Phone numbers may be used to send SMS/text messages for the following purposes: communicating about your mortgage inquiry, providing application status updates, sharing appointment reminders, and delivering other information related to your mortgage services.
Message Frequency: Message frequency may vary. You may receive an estimated 1โ5 messages per month depending on your inquiry and application activity.
Message and Data Rates: Standard message and data rates may apply depending on your mobile carrier and plan. Family Business Mortgage is not responsible for any charges from your carrier.
Opt-Out (STOP): You may opt out of SMS communications at any time by replying STOP to any message you receive from us. After opting out, you will receive a one-time confirmation message and no further texts will be sent.
Help (HELP): For assistance with our text messaging program, reply HELP to any message or contact us at (555) 123-4567 or [email protected].
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.. Carriers are not liable for delayed or undelivered messages. Consent to receive text messages is not a condition of purchasing any goods or services.
How We Use Your Information
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To respond to your inquiries and provide mortgage-related services
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To send transactional or informational communications, including SMS/text messages
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To process your mortgage application
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To comply with legal and regulatory obligations
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To improve our website and services
Data Protection
We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Your data is stored securely and access is restricted to authorized personnel only.
Data Sharing
We do not sell or share your personal information, including phone numbers, to third parties for marketing purposes without your explicit consent. We may share information with service providers who assist in our operations, subject to confidentiality agreements, or as required by law.
Opt-Out Instructions
You may opt out of SMS/text message communications at any time by replying STOP to any message you receive from us. You may also contact us directly to request removal from our messaging lists. To opt out of email communications, use the unsubscribe link in any email or contact us at [email protected].
Contact Us
If you have questions about this Privacy Policy, please contact us at:
VA Housing Education
123 Main Street, Suite 100
Your City, ST 12345
Email:ย [email protected]
Phone: (555) 123-4567
Schedule a call 24/7
The content of the VA Housing Education/VA Housing Education at Waterman Bank website is for educational purposes only. The VA Housing Education website is provided under license by Waterman Bank. Waterman Bank will not extend credit of any kind without speaking to a Waterman Bank mortgage loan originator. This website should not directly be used to make decisions on home offers, purchasing decisions, is not guaranteed to provide a specific result, imply lending terms, qualification amounts, or real estate advice. Any calculations should be verified independently. For real estate purchase advice consult licensed real estate, financial and legal professionals for advice. The views expressed on this site and in all videos are those of the author and presenter and do not represent those of Waterman Bank and are not intended to provide legal or compliance advice. This VA Housing Education/VA Housing Education at Waterman Bank website is not affiliated with or approved by the U.S. Department of Veterans Affairs (VA) or any other government agency. Contact Waterman Bank for your lending needs. Visit www.watermanbank.com or call 815-264-3201. Equal Housing Lender. NMLS #414704. Waterman Bank. Member FDIC. David Piatek, NMLS673568.
*100% financing subject to credit approval and all VA rules, guidelines, and additional program requirements. The sales price may not exceed the appraised home value. VA loans may include a funding fee, which may be financed up to the maximum allowed loan amount.ย Loan limits are established by the VA and can vary by county.