Terms and Conditions

Last Updated February 20, 2026

Acceptance of Terms

By accessing and using the VA Housing Education website, you accept and agree to be bound by these Terms and Conditions. If you do not agree with these terms, please do not use our website or services.

Services

VA Housing Education provides mortgage-related educational information and services, which may include guidance on home purchase loans, refinancing, FHA/VA loans, and investment property financing.

All services are subject to eligibility, verification, and applicable laws and regulations. Nothing on this website constitutes a guarantee of loan approval or lending commitment.

SMS/Text Message Communications

By providing your contact information and consenting through our forms, you agree to receive SMS/text messages from VA Housing Education for purposes including:

• Responding to inquiries

• Application or service updates

• Appointment reminders

• Educational or service-related information

Message Frequency: Message frequency may vary (typically 1–5 messages per month).

Message and Data Rates: Standard message and data rates may apply depending on your mobile carrier and plan.

Opt-Out (STOP): You may opt out at any time by replying STOP. You will receive a one-time confirmation message and no further messages will be sent.

Help (HELP): Reply HELP or contact us at (555) 123-4567 or [email protected].

Additional Disclosures:

• Consent is not a condition of purchase

• Carriers are not liable for delayed or undelivered messages

User Responsibilities

You agree to:

• Provide accurate and complete information

• Not misuse the website or services

• Maintain confidentiality of any submitted or account-related information

Disclaimer

All information provided on this website is for general informational and educational purposes only and does not constitute financial, legal, or lending advice.

Loan terms, rates, and availability are subject to change and may vary based on individual qualifications. All mortgage-related decisions are subject to approval by licensed lenders and applicable regulations.

Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of VA Housing Education and is protected under applicable intellectual property laws. Unauthorized use, reproduction, or distribution is strictly prohibited.

Limitation of Liability

VA Housing Education shall not be held liable for any direct, indirect, incidental, or consequential damages resulting from:

• Use or inability to use the website

• Reliance on any information provided

• Errors or omissions in content

All content is provided “as is” without warranties of any kind.

Third-Party Links

This website may contain links to third-party websites. VA Housing Education is not responsible for the content, policies, or practices of any third-party sites.

Changes to These Terms

We reserve the right to update or modify these Terms and Conditions at any time. Changes will be effective immediately upon posting. Continued use of the website constitutes acceptance of updated terms.

Governing Law

These Terms shall be governed and interpreted in accordance with applicable laws and regulations.

Contact Us

If you have questions about this Privacy Policy, please contact us at:

VA Housing Education
123 Main Street, Suite 100
Your City, ST 12345

Email: [email protected]
Phone: (555) 123-4567